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SAFE and SAMAG have taken advice from Leading Counsel about challenging the amounts payable to the Banks as ‘Appreciation’ on redemption of Shared Appreciation Mortgages (SAMs).
The well publicised Pre-Budget Announcement on the 9th October last year introduced changes to the application of the Nil Rate Band in assessing the estates of deceased spouses and civil partners to inheritance tax.....
There was a great flurry of activity in the run up to 1 October 2007 when lots of our clients hurried to make Enduring Powers of Attorney (EPA) before the law changed. For those who were able to do so, setting up their EPA was a wise move because it was an efficient and cost effective way of ensuring they choose who could deal with their financial affairs in the future, if necessary. Those powers remain valid.
Occasionally we receive enquiries from people who have elected to take DIY one stage further! They take on the task of obtaining a Grant of Probate or Letters of Administration themselves. Very often this is because they perceive it will be cheaper than instructing a solicitor.